The Journey Is Seldom a Straight Line and We…

This morning we drove into Chicago to stay at the condo for an overnight. When we got almost here we ran into a road closure. We had to reroute and that is where I freaked out a bit. I am glad I wasn’t driving. Roy was driving and my Dad was sitting in the back seat. They were both very chill about the whole thing.

There are so many one-way streets here in the city and so many were closed off. Very frustrating. It’s a good thing my Dad knows his way around here like the back of his hand and got us through all the craziness.

My business journey has had many bumps and roadblocks as well. Some of it was because of personal things going on in my life that I couldn’t control. Some of it was under my control. I have to say that I handled them quite a bit better than I handled the drive today. When I come down here on my own I take the train. I like moving. Not just sitting still in traffic and not being able to see the road ahead. But that is me and something I need to improve upon. We are not always going to know what is ahead. Can’t fret about it. Just need to course-correct as necessary.

Have a great rest of the day and evening.

It’s My Birthday Today So I am Trying to Get Stuff Done Early!

I am very grateful to have reached this age. Sixty years old. I have relatives that didn’t get this privilege. My Dad’s father, my paternal grandfather, whom I never met, was 59 when he passed away. My mom’s brother, my uncle John, who I did get to spend time with while growing up was 58 when he passed away.

Four years ago I spent my birthday getting surgery. A resection for breast cancer surgery because the first surgery didn’t clear the margins enough. Three weeks later I started 30 radiation treatments. I have been cancer free for four years now.

My Dad wished me a happy birthday when he came downstairs. I laughed and told him that I remember when he turned 60. I do miss my Mom. I miss her all the time but today I miss her alot. I had some people I know ask me what I was going to do today. Anything special?

It’s funny! I am not one to go out shopping and I don’t do spa days. I really just like to relax at home. Today is a nice day so we might take a walk by the lake. I am just enjoying being here and being able to live my life on my terms. That’s huge for me. I am grateful for waking up another day and having the opportunity to move my life forward. Technically I won’t be 60 till around 1:50 p.m. CST. LOL And I get an extra hour because we turn the clocks back tonight for the end of Daylight Savings Time.

Have a great rest of your Saturday and weekend.

First Friday Buy Day Today!

I jumped the gun and started the process yesterday. But I saved the Hive that I purchased through Coinbase and used it to get 15 more HE-Index Tokens. I started in Coinbase and bought Litecoin which I deposited into Hive using a wallet address. I got the wallet address by adding my Hive username on It is a pretty simple process and now it’s even easy. It didn’t start out that way. There is an awesome tutorial post by @jongolson that explains how to go from Fiat to Hive using Coinbase. The process is pretty much the same using Uphold. I was using Uphold initially but they are denying my Visa debit card now and Coinbase is not.

Post by Jon Olson on CTPtalk

Why I Changed My Mind About Dividing Between Staking Hive and Buying Index

I did this because I am getting Hive Power and Hive Backed Dollars from my content creation and curation (upvotes, comments and sharing/reblogging other peoples’ content). The more Index tokens I accumulate the larger share of the benefits I will receive from all the tokens held by HE-Index. The big one right now is VOUCHER from Splinterlands. I can sell the VOUCHER to people who want to buy the Chaos Legion card packs. This will get me more Hive to roll back in to buy more Index. Maybe once I get closer to my first goal of 500 Index I will divide between the two. But for now I am sticking to the $12.50 per week for dollar cost average investing out of pocket. That is a budget I can handle without causing me any issues.

Three Zero Cost Ways to Learn About How to Get Involved in Crypto

Jon and Blain sent an email out to their Click Track Profit list subscribers yesterday reminding people who’ve still not gotten involved how to learn about Crypto without any cost involved. These include the training in the Click Track Profit back office, Start Earning Today, and The Hive Guide. There are no excuses not to learn about Crypto and get involved. And you can always tune in to Crypto Mondays with @jongolson and @blainjones at 8 p.m. EST, Crypto Maniacs Podcast on Tuesdays and Fridays at 1 pm EST with Jon and @taskmaster4450, and Thursday Night Live at 8 p.m. EST with Jon and Blain. This is just a start. Go and learn and get involved.

Have a great rest of your Friday!

I Decided Yesterday to Give a Boost to Reaching My Goals on Hive!

I mentioned in my post from yesterday that I have done most of my investing and earning on Hive with my time. I have invested small amounts out of pocket here and there but now I want to accelerate the process a bit.

Reaching Dolphin Status by Year’s End

One of my goals is to reach Dolphin Status on Hive by the end of the year. I am at 4,095.660 Hive Power which is right around 82 % of my goal. 904. 34 Hive away. Not terribly far but it could use a little boost. The end of the year is only around 8 weeks away after all. I need 113.0425 Hive a week to get there. 16.14892857142857 per day. Remember though I am adding the dollar-cost averaging to my journey. I will continue to create and curate content on Hive as well.

Increasing My Passive Income by Using Some Hive to Purchase More HE-Index

Right now, as I mentioned in a previous post, I am around 80% away from my first HE-Index holdings goal of 500. As of today, I have 406 HE-Index tokens because I was able to move some things around and buy a few more. Using the dollar-cost average method could get me to 500 and on my way to the next goal of 1000.

How Many HE-Index Tokens I will need per week to get to 1000 by Year’s End

With Dollar-Cost Averaging I Can Just Focus on Accumulation and Not Worry About the Ups and Downs.

This is a good thing because I can keep the emotions out of this. I have enough going on in my personal life. It will be nice to have a break from all that and focus on these goals. And since HE-Index is an income token and the holdings include tokens I would invest in any way it is a no-brainer. I can get passive income and just keep going on the other parts of building my business. So going forward, at least until the end of the year…

Friday is going to be my Buy Day

I will be logging in to my Coinbase account and funding it with my debit card and buying Hive to power up half of it and using the other half to buy more Index. Then I will be rolling the income I get from Index back in to keep stacking and growing. Again, I will be continuing to grow using creation and curation as well. By the end of the year, I should reach my two immediate goals. Fingers crossed!

Enjoy the rest of your day!

P.S. Here is where you can learn more about HE-Index:

I don’t benefit in any way from you investing in Index nor is this financial advice. Just what I am doing as part of my online business-building journey.

Sold My 1st and Only VOUCHER Yesterday!

VOUCHER tokens are one of the tokens in the Splinterlands Game. They are being air-dropped to people who have staked SPS (Splintershards) tokens. This is important because you need to have VOUCHER to buy the Chaos Legion Packs.

I want to accumulate HE-Index so I sold my VOUCHER yesterday and received 17.4 Hive. I used that and some of the Swap-Hive that was already in my account to buy 22 more HE-Index.

The first sell order I put in was a little over the highest bid at the time so it wasn’t moving. I cancelled that order and Jon told me to put it in just below the highest bid and it went real fast after I did that.

That purchase brought my HE-Index to 391. My first goal is to accumulate 500 HE-index. I went back to my Wallet in Hive-Engine to see what other tokens I could sell for more Hive. I sold enough to get my total HE-Index holdings to 400.

Why Do I Do it This Way?

The first reason is that the more HE-Index tokens I have the larger share of the VOUCHER tokens I will receive. HE-Index already has the tokens I would invest in anyway. And they are purchasing cards from Splinterlands to rent out now. So I will get a share of that as well.

The second reason is that I want to show people that it is absolutely possible to get into crypto without spending money they don’t have. I am creating content and commenting on and upvoting content from other people. I earn my crypto that way. Invest your time aka sweat equity.

Dollar Cost Averaging — Another Way In

Blain and Jon talk about dollar-cost averaging all the time. An example of it is:

Say you have 100 dollars available each month. Take that 100 dollars and divide it to invest in the crypto you are interested in accumulating from the projects you want to support. Never go over that amount each month. Depending on how much each token is you’ll either get more or less of it. But you will not have to stress out over the values going up and down and you’ll not spend what you can’t afford to lose.

It doesn’t have to be 100 dollars a month. You can start as low as 5 or 10 dollars a week. I have used a little bit out of pocket. But I have mostly been using what I earn from my activities. I have 80 percent of my first HE-Index goal. It’s great because all I do is accumulate, hold and earn from it. How simple, even easy is that?

So stop waiting around. This is so fun and easy to get involved.

See you tomorrow!

How Often Do You Want to Receive Emails?

I have a question for you today.

It has to do with email lists. How often do you want to receive emails when you subscribe to a list?

I know I don’t mind receiving several emails because I subscribe to lists to get the information they are sharing. I have my inboxes organized with filters for each list.

On the other hand, I don’t hesitate to unsubscribe when they send emails that are no longer relevant to the topic of the list. Or when all the list owner sends is promotions. One of the reasons I am asking is because I am curious to learn what other people want from the lists they subscribe to.

My understanding is that emails should be 75 percent or more education/information and 25 percent or less promotions. That ratio is supposed to be the way to keep readers interested and subscribed. That is what I have learned from my mentors in Click. Track. Profit (Jon, Blain and Eliana) I would love to know your opinion. Feel free to share and comment.

Have a great day!

I Hate Talking to Automated Recordings — Keep Pressing Zero!

This morning I went downstairs to check on Dad. He was writing a check to pay a bill for his credit card. It was for his Capital One card and he has a Rewards Account like we do. He wanted to know how much he has in rewards so that he could use it toward the cost of repairing his shed in the backyard. Simple, right? I just took his card and Social Security number to come up to the computer and set up the online account. Not even close.

I started with the online chat and tried to tell them that I was getting an error message when I tried to set the account up online. They can not do a lot with those types of issues. I ended up having to call. That is when the fun started. I hate talking to recordings and pressed zero several times to be connected to a live agent.

I Had to Have My Dad Authorize Each Agent to Speak With Me!

Dad can’t hear very well even with his hearing aids. We tried to convince him to get this set up last year right after Mom passed away. Now he knows why. It will help us to help him. I happy that the issue is resolved. My Dad is now the main account owner and my sister and I are authorized users. The next step is getting the online account set up once this change makes it through the system. The hour was not wasted so that is good. They should just allow their agents to do more than one or two functions before passing us along to the next one.

I still managed to get some other work done before all that started. I am happy about that.

Have a great rest of your Monday and see you tomorrow.

Celebrating Roy’s Halloween Birthday and Happy Halloween!

Good Morning!

I am doing my post early today because I want to spend time with Roy!

Very happy and grateful that we can do that. What are we doing? Just hanging out and enjoying our freedom. His daughter is coming over later on and we’ll have dinner and cake. We went to the grocery store early this morning to pick up chocolate eclairs in the bakery section and they didn’t have any available. So we got a nice little decorated chocolate cake instead. Gotta have some kind of dessert for the birthday celebration. Cake is good and chocolate cake with chocolate frosting is even better.

Dinner will be rib steaks on the grill, roasted potatoes, sautéed mushrooms and onions and green beans. Even though we have real winter here Roy uses the grill all year round. Nothing like a steak on the grill. Can’t beat that flavor.

At noon we will have our family call on FB Messenger. One of my sisters is in Mexico City so she’ll be joining us from there. She and her partner are there celebrating her birthday.

Have a great day everyone and see you again tomorrow!

Happy Friday! My Week was Great! How Was Yours?

This has been a pretty good week and so I don’t mind that it is already Friday.

I have been working on my Lead Capture Pages for another project and with that, I learned how to create a link rotator. My goal is to have most everything for my projects hosted on my domain in order to build my brand.

On our Click Track Profit, Inner Circle Mastermind Blain introduced me to the Bootstrap CSS framework for building pages that look good on mobile phones. If you don’t know what CSS stands for, it’s Cascading Style Sheets. My understanding of it is that it’s what makes your pages look pretty. I spent some time with it this morning and I will probably work with it again this afternoon.

I was trying to use it to put my favicon on my lead capture pages so that they will show up as my blog posts do. The little picture of me up there on the tab is a favicon. It lets your audience know that they have reached your site. Right now my lead capture pages don’t have them and it’s a little frustrating. But I will get it figured out. I enjoy trying to work on stuff and find the answers myself first. I don’t wait too long to ask questions though because I have so much I want to get done. Sometimes I am even able to help other people and share what I have learned.

One of the best ways to retain what you have learned is to teach it to someone else. That is much easier to do when the audience you’re trying to teach or train is receptive to learning. In my corporate job I had two people reporting to me who were not so receptive to learning how to catalog. I gave up because it was just easier for me to do it myself. And I loved the cataloging part of my job way more than the supervising part.

I hope everyone has a great rest of your Friday. I will be back here again tomorrow.

#3StepsNoExcuses — Curation a.k.a Liking is Rewarding, Use the A.C.A. Strategy in Your Email Marketing & You Gotta Have Passion!

I just completed my tasks for Day 29 of the #3StepsNoExcuses Challenge!

Click Track Profit — CTPtalk Module –Curation Lesson

What does curation mean?

Curation is simply liking, or in the case of CTPtalk and Hive, upvoting other peoples’ content.

I get rewards in the form of CTP tokens and Hive tokens each time I upvote a post or another comment on CTPtalk and Hive.

Make Sure You’re Using A.C.A.s in Your Email Marketing

A.C.A. means Attention, Curiosity, Action!

We get our readers’ attention and raise their curiosity in our subject headings.

Keep your emails short and to the point and use bullet points to get their attention.

Say something provocative to arouse their curiosity and make them ask for more information.

The last step of this is Action.

We want to make our readers’ click on the link in our email and take the next step with us.

You need to tell them what you want them to do.

A strong call to action will get them to click on the link in your email and join your list or buy what you’re offering.

Passion, If You Don’t Have It, Nothing Else You’re Doing Will Matter!

Do you LOVE what you’re doing?

Why are you doing what you’re doing?

If you’re just showing up for the money, then you probably won’t last for the long haul.

I love what I do in my online business because I get to show other people what is possible and help them develop their own business.

I also get to work, where, when and how I want.

These are just some of the reasons I am passionate about my online business.

I am also learning new skills as I go.

That is what Plus 1 is all about!

That is Day 29!

Keep building those good habits.

See you tomorrow!